A powerful, interest-bearing checking account 4 that includes more benefits, perks and added protections with your debit card. Online Checking has no monthly maintenance fee, no required minimum opening deposit and no minimum balance to earn interest. Free online banking - 24/7 access and management; Open an America First checking account today. You are about to visit a site not owned by America First Credit Union. Please note that America First is not responsible for any information, content, or products on third-party sites. Easily open a bank account in minutes and make money management simple. Enjoy a bank account with the flexibility you need for your busy schedule. Choose Bank of America and get Checking, Mobile Banking, ATMs, Security Notifications, and more today.